Personal Savings

Your savings are in good hands with Center State Bank. We’ll help you plan for the future to get the most out of your savings dollars. So, whether you are saving for a new home or for your retirement, you can rest assured that your funds are safe with us.
Premier Passbook Savings :

  • Minimum balance of $2,500.00
  • $4.00 monthly fee if balance falls below $2,500.00  
  • Premium rate for balances $2500.00 and over and competitive rate on balances below $2500.00
  • First two withdrawals per month no charge and $2.00 per withdrawal after two.
  • Minimum opening deposit only $50

 

 
Regular Savings:

  • No minimum balance
  • Competitive rate on all balances
  • First two withdrawals per month no charge and $2.00 per withdrawal after two.
  • Minimum opening deposit only $50

 
Personal Money Market:

  • Tiered interest rates 
  • $1 - $2,499
  • $2,500- $9,999
  • $10,000- 24,999
  • $25,000- $49,999
  • $50,000- $249,999
  • $250,000- $299,999
  • $300,000- $499,999 
  • $500,000- over
  • Minimum balance $2,500.00 or Average balance $2,000.00
  • Monthly maintenance fee $12 if balance requirements not met
  • Excessive Checks $5 per check**
  • Balances below minimum requirement earn SAVINGS rate
  • Minimum opening deposit only $50

 
Health Savings Accounts:
  • Perfect for Employees!
  • Competitive Interest 
  • No Monthly Maintenance Fee
  • Free Debit Card
  • Free Check Order 
  • Minimum opening deposit only $50
 
**Transaction Limitations for Savings and Money Market Accounts: Federal Regulations and our Deposit Disclosures limit certain transactions for savings accounts. You may make six transfers from your account each four week or similar period. Six of these transfers may be made by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. If you exceed these legal limits on more than an occasional basis, we convert your account to another type of account.
Posted Rates are Subject to Change